I actually under calculated the insurance costs (GST maybe?) so the loan balance is currently sitting at $31,145 - I had calculated it as being closer to $31,900.
Payments will go to the loan on Wednesday of this week (four days) and I'm planning on putting the full $600.
I am still considering whether or not to start an emergency fund.
Psychologically, I think I'd like to get a few more payments under my belt on this loan, and get the balance down below $30,000 before I start directing funds away from debt and into savings.
This will also give me time to get the medical expense paid off, which would be great.
I have used my credit card twoce this fortnight, to purchase items for a special project I'm working on. I immediately transferred the funds from my savings though - and so the card is still at $0.
I feel like things are going well.
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