First pay fortnight of March, and I stumbled.
I paid a measly $300 off my personal loan, down from my intended repayment of $670.
Now, I'm still paying over my minimum payment, and I'm proud to say I'm now over $2000 in front on my loan repayments in total, but this is a stumble.
Second pay fortnight, lesson learned. I've transferred $370 and the other $300 goes out tomorrow as a planned debit.
I am not a disciplined person by nature - but I am determined and I will get to zero.